Our Loan Plans

Checkout our loans and loan offers made to help our customers

Whether you’ve found your dream home, or you’re securing your forever home

Mortgages
You want to get the right mortgage to finance your new home.

Refinance
You’re looking to refinance your existing mortgage.

Home Equity
You’d like to tap the value of your home to help pay for something you need.

Borrow with ease and convenience

Borrow to improve your financial situation

Benefits of Personal Loans

  • Competitive fixed rate, fixed term, and fixed monthly payment2
  • No origination fee or prepayment penalty
  • Relationship discounts for qualified customers with automatic payments
  • Simple online application and funding process
  • Get your funds, often by the next business day, if approved
  • Loans from $3,000 - $100,000 and no collateral required

Students make no payments while in school

Undergraduate Loans
Cover tuition and other eligible expenses with a private student loan and make no payments while in school.

Graduate Loans
Learn more about our private student loans for graduate, health, MBA, law, and other professional programs.

Consolidate Student Loans
Combine multiple student loans, or refinance a single student loan.

Auto Loan & Vehicle Financing

Finance your car purchase
When you choose a BC Royal auto loan to finance your car, you’re also choosing:

  • Over 65 years of auto loan experience
  • Tips and tools to help you find the right loan
  • Flexible car loan options tailored to your needs
  • Competitive rates and fast credit decisions

Refinance your current loan
You may be able to lower your car payments by refinancing with BC Royal. You’ll get:

  • Access to a wealth of refinancing information, tips, and tools
  • Relationship discounts for existing customers2
  • Competitive rates and fast credit decisions
  • 24/7 access to statements and mobile alerts

APPLY FOR A LOAN TODAY

All of these plans are flexible and convenient to payback. Don't hesitate, we've got you covered

APPLY NOW